Car Accident Attorney in Stockton Helps With Lyft & Uber Car Accidents
As technology continues to infiltrate our lives in more and more ways, we often forget to question the dangers and legal repercussions of such innovative and disruptive technologies like Uber, Airbnb and other sharing economies. Such dangers like driver DUI’s, harassment and assault, felon drivers and the sort are around us everywhere but what about fault in Uber or Lyft car accidents.
If you’re a passenger in an Uber or Lyft car and you get injured, be rest assured that both companies usually take exceptionally great care to guarantee everything goes by protocol and you, as a customer, are taken care of. It serves them best if they keep up to par with exceptional customer service to guarantee their share in the marketplace.
But, by the same token, if you’ve been injured, it’s always best to contact an experienced car accident attorney in Stockton who can help with your case specifically because there has been a lot of controversy with Uber and Lyft’s insurance policy.
Uber Driver’s Insurance
Uber requires all of their drivers to have car insurance and will provide supplemental insurance converage but under certain conditions. When the app is not on, the driver is using his or her own insurance. When the Uber app is turned on, a very low level of liability insurance becomes active.
When a trip is accepted, a higher level of coverage kicks in and remains active until the passenger exits the vehicle. This “insurance gap” has caused a lot of controversy. Because Uber and Lyft coin themselves as “technology” companies and not driving services or taxi companies, they shouldn’t be liable for much. That leaves the insurance burden on the drivers, which can vary from one driver to the next so make sure to contact an experienced attorney for help.
It can get extremely tricky if the driver’s own personal car insurance does not cover them if their driving for any “ride-sharing” app. There have been reports of insurance companies like Geico canceling PCI policies or refusing to renew them if the drivers are driving for Uber or Lyft.
Specific Californian Case – Uber Driver Killed a Six-Year Old
Syed Muzzafar was working as an UberX driver in San Francisco when he struck an entire family with his Honda SUV, killing a six-year-old passenger, Sofia Liu. Liu’s family filed a wrongful death lawsuit against Uber, but Uber is denying any liability because Muzzafar did not have any passengers in his car at the time of the accident.
Since then, California enacted certain laws for TNC’s operating within the state, but it is the only state to have done so. If you’ve been involved in a car accident with an Uber or Lyft driver, contact a car accident attorney in Stockton immediately. Each case is unique and very complex, it requires professional help.